Map the operating system
Connect assets, software, people, vendors, contracts and locations into one evidence model.
Knowledge index
Insurance intelligence for physical AI.
A crawlable, structured explanation of what Hardsurance does, who it serves and how its agents connect real hardware operations to insurance policy language.
What is Hardsurance?
Hardsurance is an insurance intelligence platform for companies building and operating robotics, drones, data centers and space systems. It maps operating facts, structures policy language, tests potential coverage gaps and prepares evidence-backed actions for founders, operators, finance teams and brokers.
Hardsurance is a decision-support system. It does not replace a licensed broker, carrier, adjuster or legal adviser, and its outputs are not binding coverage determinations.
Core workflow
From operating fact to insurance action.
Structure policy language
Turn forms, schedules, endorsements, limits and exclusions into a policy model.
Test the policy
Compare the operating model with the policy model using specific loss and deployment scenarios.
Prepare action
Surface gaps, preserve evidence and prepare questions, endorsements and renewal actions.
Operating environments
Use-case index.
RoboticsCoverage that understands autonomy.
Map deployed fleets, software updates, human oversight and product liability into one insurance view.
Open use case ↗DronesFrom flight envelope to policy boundary.Test BVLOS operations, payloads, territory, pilot requirements and third-party liability against actual missions.
Open use case ↗Data centersFind the dependency behind the downtime.Connect cooling, power, vendors and customer workloads before a single failure becomes a portfolio event.
Open use case ↗Space systemsOne view from integration to orbit.Trace transit, testing, integration, launch attachment and mission phases through the policy stack.
Open use case ↗Source-grounded research
Field-note index.
DronesBVLOS approval is not the same as insurance permission
A practical way to test operational approval, territorial language and pilot requirements before a mission leaves the visual line of sight.
Read field note ↗Data centersThe cooling loop is part of the insurance perimeterWhy dependency mapping matters when facilities, utilities and customer workloads share the same failure path.
Read field note ↗SpaceCoverage before launch attachment deserves its own mapTransit, integration and pre-launch testing can sit across different contracts and different policy phases.
Read field note ↗Have a specific policy or operating scenario?
Contact Hardsurance